Treat Medicare Part B Like It’s Gold…Enroll the Correct Way!!
Treat Medicare Part B Like It’s Gold...Enroll the Correct Way!! Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and B with a Medicare Supplement and Part D prescription drug plan. My husband, Tom is 67and he...
Are Injections Given at the Doctor’s Office Covered by Medicare?
Are Injections Given at the Doctor’s Office Covered by Medicare? Toni: I am turning 65 in March and my individual health plan has a $4,000 deductible which I meet every year due to shots of Lucentis for Macular degeneration which is over $2500 per shot given at the...
New Medicare Turning-65 Enrolling Rule!
New Medicare Turning-65 Enrolling Rule! Toni I have a quite different Medicare problem concerning how to enroll in Medicare than any enrollment problem that I have read in your Medicare column. I understand from an email a friend received from Medicare.gov that...
Can Beginning RMDs Raise Your Medicare Premiums?
Can Beginning RMDs Raise Your Medicare Premiums? Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401K when I turned 72. Could this have increased my Medicare Part B premium for 2023? This year my Part B and Part D...
Legal Documents that America Should Not be Without When Aging
Legal Documents that America Should Not be Without When Aging Hi Toni: My husband is retiring at the end of the year, and we are losing so many benefits from his work such as company benefits, life insurance, dental and vision. I know I am missing something...
Medicare’s Rule About Changing Your Medicare Advantage Plan After January 1st
Medicare’s Rule About Changing Your Medicare Advantage Plan After January 1st Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $260 a month and was going to join. A friend introduced me to your...
Why Is My Medicare Part B Premium $615?
Why Is My Medicare Part B Premium $615? Dear Toni, I have been reading your articles regarding turning 65, being laid off, and enrolling in Medicare properly but I have not read an article on how to lower my Medicare monthly premium. I need help. I turned 65 in...
Medicare Part D Penalty Costs What??
Medicare Part D Penalty Costs What?? Hello Toni: In April, I retired and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022 No one told me that I had a specific amount of time to enroll in my Medicare Part D plan. I have a serious...
Know Your Medicare Annual Enrollment Options!!
Know Your Medicare Annual Enrollment Options!! Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Medicare Supplement Premium Is Out-of-Control!! When Can I Change?
Medicare Supplement Premium Is Out-of-Control!! When Can I Change? Toni: We have received a 20% increase for our Plan F Medicare Supplement that is effective October 1. I am a 70-year-old female in good health, but my husband is undergoing cancer treatment. Also,...
Are Medicare Supplements and Medicare Advantage PPO Plans the Same?
Are Medicare Supplements and Medicare Advantage PPO Plans the Same? Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and I am being bombarded with marketing material. Friends have told me that a...
Tips to Taking the Stress Out of Medicare Annual Enrollment
Tips to Taking the Stress Out of Medicare Annual Enrollment Toni: Read in your column last week that there is only 3 weeks to the Medicare Annual Enrollment period. I’m really confused on what I need to do. I am receiving so much mail that I am stressed about...
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