Will A Medicare Advantage Plan with Prescription Drugs Prevent the “Extra” Part D Premium?
Will A Medicare Advantage Plan with Prescription Drugs Prevent the “Extra” Part D Premium? Hello Toni: I am turning 65 in October, self-employed and my income is over $250K. Recently I received a letter from SSA telling me that my monthly Medicare Part B premium of...
Does Medicare Pay for Diabetic Supplies?
Does Medicare Pay for Diabetic Supplies? Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer's benefits. Recently, I have been laid off and had to enroll in Medicare. How do I receive my diabetic supplies because I...
Help!! Medicare Is NOT Paying My Medical Claims!!
Help!! Medicare Is NOT Paying My Medical Claims!! Dear Toni, My husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I had to go to the local Social Security office with the Request for Employment Information form (CMS...
Should I Enroll in Medicare When Turning 65?
Should I Enroll in Medicare When Turning 65? Hello Toni: I am turning 64 soon and have not started receiving my Social Security check. I am still working full time but do not have company benefits. I am confused because I do not have Social Security and not sure how...
Social Security Disability’s Medicare Enrollment Rules
Social Security Disability’s Medicare Enrollment Rules Dear Toni, My husband has met his 24th month of being on Social Security Disability which qualifies him for Medicare. His disability is because of a severe case of Parkinson’s. On August1st his Medicare...
$$Millions$$ Stolen from a “Granny Scam”!
$$Millions$$ Stolen from a “Granny Scam”! Hello Toni, Recently a local news channel exposed a “granny scam” which stole $thousands from an elderly woman who thought her adult daughter had been kidnapped. This is the second scam that I have heard about recently. A...
What Are “Patient Rights” for Original Medicare?
What Are “Patient Rights” for Original Medicare? Dear Toni: I need your help regarding my husband’s parents who are in their late 80s. My mother-in-law has been sick for the past 3 years and my father-in-law has been her caretaker. He now has health issues and was...
Why Is My Medicare Premium an Extra $499?
Why Is My Medicare Premium an Extra $499? Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John was laid off and lost his employer health insurance. I have enrolled in Medicare since I am...
Laid-Off …What Are My Medicare Options?
Laid-Off … What Are My Medicare Options? Hello Toni: My husband, David, has been laid-off because of what is happening to the economy and rising gas prices. He is 68 and has never enrolled in Medicare. I am turning 65 this September and we both are covered under his...
Rules of Medicare and Social Security Confuse Even HR Departments
Rules of Medicare and Social Security Confuse Even HR Departments Hello Toni: I am an HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next...
Losing Employer COBRA with Dental Benefits and Enrolling in Medicare…What Do I Do?
Losing Employer COBRA with Dental Benefits and Enrolling in Medicare…What Do I Do? Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my ex-employer’s COBRA and searching for dental care when I go on...
America Get Prepared! Hurricane Season Starts June 1st!!
America Get Prepared! Hurricane Season Starts June 1st!! Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we live over 10 miles away from her. What can we do to be prepared...
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