Why Is My Medicare Premium An Extra $471?
Why Is My Medicare Premium An Extra $471? Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John was laid off due to COVID-19 and has lost his employer health insurance and so I have enrolled in...
Not Knowing Medicare Rules Costs Americans Millions!
Not Knowing Medicare Rules Costs Americans Millions! Toni: In 2019, we sold our house to move into a senior community. Now, both of our Part B premiums have increased drastically in 2021 from around $145 a month to over $475 for Part B and an additional increase for...
Medicare Tips for Baby Boomers
Medicare Tips for Baby Boomers Toni: I am a confused Baby Boomer who needs to make my Medicare decision in November when I turn 65. I do not know where to start or what to do? Can you please help simplify this ordeal? Thanks Janet from Atlanta, GA Janet: Do not feel...
Why Did COBRA Cost Me $40K in Medical Expenses?
Why Did COBRA Cost Me $40K in Medical Expenses? Reader Alert: Many employer benefit group plans terminate the day you are no longer working full-time. Explore employer group medical plan rules and options with Medicare if you or your spouse are 65 or older....
Self Employed… Should I Enroll in Medicare Part B??
Self Employed…Should I Enroll in Medicare Part B?? Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with an individual Blue Cross/Blue Shield health plan that covers me and my wife. I have...
Is the Donut Hole Getting You!!
Is the Donut Hole Getting You!! Toni: Last year, my husband got into the “donut hole” in September. I can see from the Part D statement he receives monthly that he is rapidly approaching the donut hole and it is only the beginning of May. He has only added one new...
Telehealth Is Exploding Due to COVID-19 Social Distancing!
Telehealth Is Exploding Due to COVID-19 Social Distancing! Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage HMO and taking her to the doctor is quite an ordeal. Friends have...
Medicare and Traveling the US?
Medicare and Traveling the US? Toni: I have retired effective 1 and now my wife and I are going to travel the US in the new Winnebago that is sitting in my driveway. I am having a hard time trying to sign up for Medicare since I turn 65 in and really do not know what...
Is At Home Recovery After a Transplant Covered by Medicare?
Is At Home Recovery After a Transplant Covered by Medicare? Reader Alert: This week, I received a text message from one of Toni Says® Medicare clients that I would like to share with the Toni Says® readers. You may never know when you or one of your family members...
HELP!!! My Sister with Cancer Loses Medicaid!!
HELP!!! My Sister with Cancer Loses Medicaid!! My 60-year-old sister who had no health insurance or Medicare was granted Medicaid in January last year. She was granted Medicaid because she had stage 3 breast cancer with lymph nodes that were removed. She just learned...
Does Medicare Pay for A Gym Membership?
Does Medicare Pay for A Gym Membership? Toni, Two of my neighbors told my wife that they get free gym membership through Medicare. Any truth to that, as I never heard about this before? Regards, Sammy from Sienna Hi there…Sammy: Sammy the answer is NO! Medicare Parts...
Social Security and IRS Scams are Growing!
Social Security and IRS Scams are Growing! Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either call on their cell or home phone or by mail from either Social Security or the IRS...
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