Enrolling in Medicare Part B the Wrong Way is Stressful!
Enrolling in Medicare Part B the Wrong Way is Stressful! Hello, Toni: My husband retired several years ago when he turned 65. He enrolled in Medicare Part A but declined Part B because I put him on my Blue Cross Blue Shield policy provided by my employer. Lately I...
Medicare Part D Penalty Costs What??
Medicare Part D Penalty Costs What?? Hello Toni: I made a terrible mistake last April when I was no longer covered by my employer group health plan due to retiring. I had a telemarketing agent help me find a Medicare Supplement which began April 1, 2021. No one told...
Turning 65 …Is Medicare Annual Enrollment Time for Me?
Turning 65 …Is Medicare Annual Enrollment Time for Me? Toni, I turn 65 in April and am overwhelmed by all the mail I am getting this year for Medicare Annual Enrollment. What do I do? The mail from companies says theirs is the best, but they all offer the same thing...
What Happens If I Chose the Wrong Medicare Advantage Plan?
What Happens If I Chose the Wrong Medicare Advantage Plan? Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $220 a month and was going to join. A friend introduced me to your articles explaining...
Think Cost of Gasoline Has Increased? 2022 Medicare Premiums and Costs Are Ridiculous!!
Think Cost of Gasoline Has Increased? 2022 Medicare Premiums and Costs Are Ridiculous!! Hello Toni: I have recently enrolled in Medicare and received my 2022 Medicare and You handbook and cannot find what the 2022 Medicare costs will be? Do you have any idea what the...
Questions About Turning 65, Still Working And Enrolling in Medicare
Questions About Turning 65, Still Working And Enrolling in Medicare Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning 65 this January and have not discovered what I should do. Do I begin my...
Long Term Care Illness…Baby Boomers Biggest Retirement Expense
Long Term Care Illness…Baby Boomers Biggest Retirement Expense Morning, Toni: I read your recent article about the cost of nursing homes nationwide and I am concerned that I may wipe out my 401K or savings if a long-term care need arises. I am a 68-year-old retiree...
Changes to 2022 Medicare Part D Co-Pays and Donut…Released!
Changes to 2022 Medicare Part D Co-Pays and Donut…Released! Toni: This year, the 2022 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole”. I got in the “famous” Medicare donut hole this August and do...
Medicare Rule…No One Remembers!
Medicare Rule…No One Remembers! Dear Toni, Just a quick note to say that my mother had to go into the hospital this week with COVID that caused a urinary tract infection and pneumonia. She had slipped and bumped her head, but no concussion. Very weak, so we are...
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers!
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers! Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. In 2019, I was approached by a telemarking phone call. He talked me into Medicare Supplement Plan K to save some...
October 15 Is Coming….Know Your Medicare Options!!
October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Does Original Medicare Have A Network of Specialists? I Have Cancer!
Does Original Medicare Have A Network of Specialists? I Have Cancer! Hi Toni, Turning 65 this October and have no idea what I should do, because I have lung cancer. Currently, I am on a COBRA policy from my old employer, with all my medical bills paid since I have met...
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