Self Employed with Retiree Benefits…Why Do I Need Part B??
Self Employed with Retiree Benefits…Why Do I Need Part B?? Good day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different. My wife and I will turn 65, me in March and Carol in May. I have signed up for Medicare Part...
Mom Has to Pay 100% for Skilled Nursing…. Why??
Mom Has to Pay 100% for Skilled Nursing…. Why?? Dear Toni, Please explain why my Mom must pay 100% for her Skilled Nursing stay. She recently slipped and fractured her back requiring a back brace. She was released from the hospital after only a 2-day stay. We were...
Using GoodRx With Medicare Part D
Using GoodRx With Medicare Part D Toni: I am a weekly follower of the Toni Says® Medicare column and have had a wonderful Medicare experience which helped to save me from getting in the Donut hole with an expensive generic prescription. I received a generic...
Enrolling in Medicare Part B the Wrong Way is Stressful!
Enrolling in Medicare Part B the Wrong Way is Stressful! Hello, Toni: My husband retired several years ago when he turned 65. He enrolled in Medicare Part A but declined Part B because I put him on my Blue Cross Blue Shield policy provided by my employer. Lately I...
Turning 65 …Is Medicare Annual Enrollment Time for Me?
Turning 65 …Is Medicare Annual Enrollment Time for Me? Toni, I turn 65 in April and am overwhelmed by all the mail I am getting this year for Medicare Annual Enrollment. What do I do? The mail from companies says theirs is the best, but they all offer the same thing...
What Happens If I Chose the Wrong Medicare Advantage Plan?
What Happens If I Chose the Wrong Medicare Advantage Plan? Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $220 a month and was going to join. A friend introduced me to your articles explaining...
Think Cost of Gasoline Has Increased? 2022 Medicare Premiums and Costs Are Ridiculous!!
Think Cost of Gasoline Has Increased? 2022 Medicare Premiums and Costs Are Ridiculous!! Hello Toni: I have recently enrolled in Medicare and received my 2022 Medicare and You handbook and cannot find what the 2022 Medicare costs will be? Do you have any idea what the...
Questions About Turning 65, Still Working And Enrolling in Medicare
Questions About Turning 65, Still Working And Enrolling in Medicare Hello Toni: You were referred to me as a resource that can answer questions I have about enrolling in Medicare. I am turning 65 this January and have not discovered what I should do. Do I begin my...
Long Term Care Illness…Baby Boomers Biggest Retirement Expense
Long Term Care Illness…Baby Boomers Biggest Retirement Expense Morning, Toni: I read your recent article about the cost of nursing homes nationwide and I am concerned that I may wipe out my 401K or savings if a long-term care need arises. I am a 68-year-old retiree...
Changes to 2022 Medicare Part D Co-Pays and Donut…Released!
Changes to 2022 Medicare Part D Co-Pays and Donut…Released! Toni: This year, the 2022 Medicare and You handbook did not include all the information regarding the Medicare Part D deductibles and “Donut Hole”. I got in the “famous” Medicare donut hole this August and do...
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers!
Reader Alert!! Dangers of Changing Medicare Options with Telemarketers! Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. In 2019, I was approached by a telemarking phone call. He talked me into Medicare Supplement Plan K to save some...
October 15 Is Coming….Know Your Medicare Options!!
October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
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