Dear Toni: "I turned 65 in Feb and did not enroll in a Part D, Prescription Drug plan. I’ve been told that I have to wait until Medicare’s Open Enrollment time to enroll in a Part D Prescription drug plan and even a Medicare Advantage plan. I thought I could enroll...
Enrolling in Medicare

Getting started with Medicare can be confusing, especially when you’re trying to figure out when to enroll, what it costs, and how employer coverage fits in.
This page pulls together our best articles that answer common Medicare enrollment questions, like:
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Which enrollment period applies to you
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What to do if you’re still working (or covered through a spouse)
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How to avoid late penalties
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What happens if you miss a deadline
Browse the articles below to find the guidance that matches your situation.
READ: What Is Medicare? 2026 Beginner’s Guide to Understanding Your Coverage Options
Enrolling In Medicare at the Right Time
Enrolling in Medicare can be very confusing! Most people think that when they turn 65, a magical switch is turned on and poof you are on Medicare! Medicare changed the rules during the Clinton administration, when Social Security extended the time for receiving 100%...

