![What Is Your Emergency Survival Plan?](https://tonisays.com/wp-content/uploads/2019/08/Screen-Shot-2019-07-08-at-3.20.40-PM.jpg)
![What Is Your Emergency Survival Plan?](https://tonisays.com/wp-content/uploads/2019/08/Screen-Shot-2019-07-08-at-3.20.40-PM.jpg)
![Turn 65 April 30th Didn’t Enrolled in Medicare](https://tonisays.com/wp-content/uploads/2018/04/middle-aged-couple-looking-at-laptop-over-breakfast_eym_pv9k__F0000-1080x675.png)
Turn 65 April 30th Didn’t Enrolled in Medicare
Toni: My husband’s employer group health plan now has a $2500 deductible and the premium is over $600 for me. The HR manager confided to Carl that Medicare may be a less expensive option for us since I turn 65 on April 30th and gave him a Toni Says® newspaper article...![Retiring…What is OneExchange?](https://tonisays.com/wp-content/uploads/2018/03/doctors-office-1080x675.jpg)
Retiring…What is OneExchange?
Hi, Toni: I am employed by Baker Hughes, looking to retire either later this year or early next year. I have a Retiree Medical Account, and the money in it will be moved to One Exchange for them to administer the funds. I am having a difficult time looking online as...![Medicare Rule…No One Remembers!](https://tonisays.com/wp-content/uploads/2018/02/inpatient-care.jpg)
Medicare Rule…No One Remembers!
Dear Toni, Just a quick note to say that my mother had to go into the hospital this week. Has the flu, a urinary tract infection and pneumonia. She had slipped and bumped her head, but no concussion. Very weak, so we are asking that she be placed into...![Employers Dropping Retiree Medical Plans!!!](https://tonisays.com/wp-content/uploads/2017/10/DoctorwithPatient.jpg)
Employers Dropping Retiree Medical Plans!!!
Help, Toni: I have discovered that my employer, CenterPoint, dropped my retiree Medicare group health plan beginning January 1, 2017. What do I do NOW? I am a 69-year old female retiring this October and enrolling in Medicare for the first time. My husband, Paul,...![Why Is My Medicare Part B Costing $536?](https://tonisays.com/wp-content/uploads/2017/08/medicare-money-100.jpg)