Dear Toni, I have read your column with great interest for years knowing that one day this time would come. My mother is almost 88 years old and in dire need of help at home with everyday routines, such as bathing, dressing, toileting, shopping and meal preparation. ...
Long-Term Care
Long-term care is the “hidden” expense of retirement.
Many families realize too late that Medicare isn’t designed to cover extended stays in a nursing home or 24-hour home care.
This collection of articles provides the clarity you need to avoid those costly surprises. Below are our best resources to help you compare insurance options, understand government rules, and build a plan that keeps you in control of your care.
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Why Doesn’t Medicare Pay for Long Term Care?
Toni: Recently in your Medicare column, you discussed home healthcare for the elderly. I would like to know about Long Term Care. I always thought Medicare covered long term care but now I am finding out I was totally wrong. My mother has...
Sorry Grandma…you weren’t “Formally Admitted” and You Owe a $36,000 Skilled Nursing Stay!!
Toni, You wrote an article a few years ago that addressed the length of time you had to spend at a hospital before Medicare would pay for a skilled nursing/rehabilitation hospital stay. I can’t remember the number of days you have to spend in the hospital. My mother...
Hospice….So Misunderstood!!!
Hello Toni: As a certified case manager and critical care unit RN, I see adult children seeking advice for their parents who are closing in on end of life issues. Those that have serious health care issues should be offered every option for proper planning of end of...
Medicare Stopped Paying My Husband’s Skilled Nursing Must Pay $4000/month or Take Him Home!!
Toni: My husband, 67 years old, suffered a severe stroke this January and his skilled/ rehab facility is saying Medicare will not pay for his care anymore. I’ve been informed that beginning next week either to receive care from this facility, it will...
Need Help Getting Long Term Care at Home For Elderly Parents
Dear Toni: I desperately need your help regarding my husband’s parents who are in their late 80s. My mother-in-law has been very sick for the past 3 years and my father-in-law has been her caretaker. I’ve always heard that the one, who becomes the caretaker, also...
Need Help Qualifying Mom for Medicaid’s Long Term Care Services!
Toni: I am not sure where to start with this but here goes: my mother is 78 yrs old and now lives with me full time. She receives about $1700/math from social security and has no savings and no other income. Most of her income is used to help pay for...
What is Medicare’s 3 Day Skilled Nursing Rule!!
Toni, There was an article in the Rancher a couple of weeks ago that addressed the length of time you had to spend at a hospital before Medicare would pay for a rehabilitation hospital. I can’t remember the number of days you have to spend in the hospital....
