Hello Toni: I have recently enrolled in Medicare and have received my Medicare and You handbook. I have looked all through this book and cannot find what the Medicare Part A and B deductible or maximum out of pocket is. Can you provide me with an easy way to find...
Medicare Resources
Whether you’re a Baby Boomer getting ready to enroll in Medicare, already on a plan and trying to make sense of your coverage, or helping a parent through the process… you’re in the right place.
Medicare is health insurance provided by the federal government. For most people, it begins at 65, but it can also cover younger adults with certain disabilities or specific medical conditions. It’s been around since 1965, and it can help with costs like hospital care, doctor visits, outpatient services, and prescriptions. The tricky part is learning how the “parts” fit together—and figuring out what you actually need.
Below, you’ll find ToniSays.com articles and resources that break down Medicare into plain English, step-by-step.
Medicare Open Enrollment Began Last Week… New Medicare/Social Security Costs Released for 2015!!
HCN Reader MEDICARE/SOCIAL SECURITY ALERT: Social Security release COLA 1.7% increase and Part B Premiums for 2015 Last week was a good week for those receiving Social Security and also Medicare benefits. Not only did Americans receive a 1.7% COLA (cost...
Medicare Rules Puzzles HR Departments…
Rules for Enrolling in Medicare workshop for HR Departments. Toni King has been asked to host a “Confused about Medicare” workshop specifically for HR Managers and the HR team. This special workshop will be on Thursday, October 16th for HR Managers and employees ONLY...
Did You Know Your Congressman Can Help With Your Medicare or Social Security Problems?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well-needed guidance. On August 15th, I received a delinquent notice from Medicare, which was dated July 27th, about my Medicare premium that I pay...
What do I do if my doctor is not taking Medicare?
Hi Toni: This July, I turned 65 and signed up for Medicare with a Medicare Supplement plan F. I went to see my family doctor and his office said that since Medicare is primary, I would have to pay upfront the complete bill and be reimbursed by Medicare. Can you please...
Original or Traditional Medicare… What is the Difference?
Good Morning Ms. Toni: I am turning 65 in Dec and retiring because of my health. I had a triple bi-pass September 2013 and last week I talked with the office manager at my cardiologist’s office about me getting on Medicare and what I should do?...
Learn the Myths of Medicare
Toni: Recently, I read an article online about the myths of Medicare from E-Health Insurance. I am a 65 year old engineer who retired from BP about 3 years ago. I am now working on a contract basis on various oil related projects Can you...
Hurricane Season Starts June 1st… Do You Have a Family Disaster Plan?
Hello Toni: We are new to the Houston area and have never experienced a hurricane. The flooding this week showed me how fast it can flood. I am sure that a hurricane is 10 times worse. I am a little nervous because my 78 year old mother...
How to Apply for Medicare Online…Avoiding Long Lines at Your Local Social Security Office!!
Hi Toni: I need your help about how to enroll in Medicare. I am turning 65 in November and when I called Social Security was I surprised when they told me to go online to sign up. They do not want me to go to the Social Security office and get a person from Social...
Turning 65 with an Individual Health Plan… Be Cautious!!
Reader Alert!!! Many individual health plans now have Medicare Advantage plans in their arsenal of plans for those turning 65. Many of the plans are marketing those new to Medicare extremely hard. Beware if it looks too good it just might be!! Toni: Please...
