Toni, Will be eligible for Medicare this year and trying to compare Medicare to my company benefits? I think that I understand the alphabet soup for Medicare, i.e. Parts A, B and D. Why doesn’t Medicare cover eye glasses/vision benefits or dental work? What insurance...
Medicare Resources

Whether you’re a Baby Boomer getting ready to enroll in Medicare, already on a plan and trying to make sense of your coverage, or helping a parent through the process… you’re in the right place.
Medicare is health insurance provided by the federal government. For most people, it begins at 65, but it can also cover younger adults with certain disabilities or specific medical conditions. It’s been around since 1965, and it can help with costs like hospital care, doctor visits, outpatient services, and prescriptions. The tricky part is learning how the “parts” fit together—and figuring out what you actually need.
Below, you’ll find ToniSays.com articles and resources that break down Medicare into plain English, step-by-step.
Do Veterans Using the VA Qualify for Medicare??
Dear Toni: I am a Viet Nam Vet, turning 65 this September. Recently, I was at the VA and someone told me that if I use the VA for my Medicare benefits that I cannot enroll in Medicare. I’ve also been told that if I don’t enroll in Medicare I will get a...
“Under Observation”…Two Words Costing Medicare Patients Thousands
**Reader Alert: This week, I have received several emails about an email blast on the NBC Nightly News report called “Two words costing Medicare patients thousands”. This news story is about how your hospital bill is being coded and what you should know to protect...
Can I Delay Medicare to Keep Funding My Company’s HSA?
Hi Toni: I have a few questions about Medicare and our employee benefits. I am the benefits administrator for a company and I need to provide information to our employees since, we have 2 health plans, a PPO and a high deductible HSA. Most of the employees have...
Rumors about the Affordable Care Act and Medicare?
Toni: I will be 70 on June 20, 2014 and have decided to retire effective June 1. I have always had company benefits and because of healthcare reform my company is no longer covering retirees. Now I have to make new Medicare choices. I would...
Doctor’s New Rule…Pay Up Front and YOU…File with Medicare!!
Hi Toni: I have Original Medicare and a Medicare Supplement Plan F. No problem in the past filing with Medicare, but beginning January 1st, my neurologist has changed how he bills Medicare. He is a small office and said that because of the amount of paperwork, he...
I Am A Vet … and so Confused about My Medicare?
Reader Alert: 9 weeks to October 15th…Medicare’s Open Enrollment Countdown… Toni: I am a Vet and get my drugs from the VA. I am turning 65 in March 2013 and think it is ridiculous to pay $104.90 for Part B when I get everything for nothing at the VA. I...
Medicare Rules Changed July 1
10 weeks to October 15th…Medicare’s Open Enrollment Countdown…Time to get READY!! Reader Alert: New Medicare Rules take Effect July 1st for Mail Order Diabetic Supplies and Various Medical Equipment such as Oxygen. Please read below: Dear Toni: I am diabetic and...
doctors not accept new medicare patients
Reader Alert: 11 weeks to October 15th…Medicare’s Open Enrollment Countdown… Hi Toni: This week, I went to see a neurologist and his office said that since medicare is primary on my insurance, I would have to pay upfront the complete bill and be reimbursed by...
With All of the Obamacare Talk Lately…People turning 65 are Confused!!!
Toni, I am turning 65 in September…I recently enrolled in Medicare and only part A. My husband is still working and insists that we are still both covered by medical & prescription drugs. He said to wait until he retires to enroll in part B which he anticipates to...

