by Toni King | Oct 3, 2017 | confused about medicare, donut hole, employers dropping medical insurance, initial coverage limit, Long-Term Care, Medicare, Medicare Advantage Plans, medicare changes, Medicare Part C, Medicare Part D, Original Medicare, out of pocket costs, part d changes, prescription drug plans, Toni Says
Toni: Last year, the 2017 Medicare and You handbook did not include the 2017 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole this March. I know it is only September, but I would like to get prepared and really cannot find the...
by Toni King | Aug 30, 2017 | Enrolling in Medicare, Events, Medicare, Original Medicare, retirement, Social Security, Supplemental Plans, Toni Says
Toni: My Medicare begins September 1st and I have received my first bill which is $536. I do not see this Medicare cost anywhere on the Medicare site or in any information I received when I came into the Toni Says office for my Medicare consultation. Am I being...
by Toni King | Aug 30, 2017 | Events, Long-Term Care, Medicare, retirement, Toni Says, TRS
Morning, Toni: I am a 68 TRS retiree with a wife who is turning 65 in May 2018, and my main concern regarding retiring is how I can pay for a long-term care situation without wiping out my TRS pension. My mother is 88 years old and has been living in an assisted...
by Toni King | Aug 3, 2017 | Events, Long-Term Care, Medicare, Medicare Advantage Plans, Toni Says
Hi Toni, I am turning 65 this August and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all of my medical bills now being paid because I have met my deductible. I receive all of my care from MD...
by Toni King | Aug 3, 2017 | Enrolling in Medicare, Events, Medicare, Medicare Advantage Plans, Medicare Part D, Original Medicare, retirement, Supplemental Plans, Toni Says, TRS
Toni: I am a retired Texas teacher and I am turning 65 this October. I am absolutely mortified by the TRS changes that I am hearing through the grapevine. My doctor is not accepting Humana Medicare Advantage and I am concerned about future health issues. I have...
by Toni King | Jul 10, 2017 | Events, Medicare, Medicare Part D, retirement, Toni Says
Toni: A few weeks ago, you wrote about the increase in Medicare’s Medicare Part B and D premiums, but you did not explain how to lower your Medicare premiums if one’s retirement income has lowered. Our joint income in 2015 and 16 was approximately $250,000 each...
