by Toni King | Oct 3, 2017 | confused about medicare, donut hole, employers dropping medical insurance, initial coverage limit, Long-Term Care, Medicare, Medicare Advantage Plans, medicare changes, Medicare Part C, Medicare Part D, Original Medicare, out of pocket costs, part d changes, prescription drug plans, Toni Says
Toni: Last year, the 2017 Medicare and You handbook did not include the 2017 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole this March. I know it is only September, but I would like to get prepared and really cannot find the...
by Toni King | Aug 30, 2017 | Enrolling in Medicare, Events, Medicare, Original Medicare, retirement, Social Security, Supplemental Plans, Toni Says
Toni: My Medicare begins September 1st and I have received my first bill which is $536. I do not see this Medicare cost anywhere on the Medicare site or in any information I received when I came into the Toni Says office for my Medicare consultation. Am I being...
by Toni King | Aug 3, 2017 | Enrolling in Medicare, Events, Medicare, Medicare Advantage Plans, Medicare Part D, Original Medicare, retirement, Supplemental Plans, Toni Says, TRS
Toni: I am a retired Texas teacher and I am turning 65 this October. I am absolutely mortified by the TRS changes that I am hearing through the grapevine. My doctor is not accepting Humana Medicare Advantage and I am concerned about future health issues. I have...
by Toni King | Jul 10, 2017 | Enrolling in Medicare, Medicare, Original Medicare, retirement, Self Employed, Toni Says
Hello Toni: I am turning 65 this September and have great retirement benefits from the company I worked for 20 plus years. I have spoken with HR about what I need to do with enrolling in Medicare and they advised me not to enroll in Part B because I have...
by Toni King | Jun 19, 2017 | Medicare, Medicare Advantage Plans, Original Medicare, retirement, Supplemental Plans, Toni Says
Toni: The past few weeks, I have been receiving emails from the TRTA (Texas Retired Teachers Assoc.) regarding changes with TRS-Care which is the retiree health insurance program. What I have been reading does not seem good for those who are retired under or over 65....
by Toni King | Feb 26, 2017 | Long-Term Care, Original Medicare, Toni Says
[vifblike] Dear Toni: Recently my 66-year-old husband had a stroke leaving him unable to take care of himself. Because he is not working fulltime, he has qualified for Medicare Part B with a Medicare Supplement. My husband, Joe needs 24-hour care which is going to...