by Toni King | Jan 8, 2020 | Medicare, Medicare Part D, prescription drug plans, Toni Says
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...
by Toni King | Sep 30, 2019 | Enrolling in Medicare, Medicare Part B, Medicare Part C, Medicare Part D, Original Medicare, prescription drug plans
Toni Says® Tips for Medicare Open Enrollment Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Open Enrollment? The Toni Says® office helped us with our Medicare decision in January when my husband retired...
by Toni King | Feb 1, 2018 | confused about medicare, Enrolling in Medicare, Medicare Part D, prescription drug plans
Dear Toni: I have been told that Medicare does not cover drugs when you are in an emergency room? My mother went in the hospital from the ER for 2 days and because it was considered “under observation, we are now fighting the hospital because they say her drugs were...
by Toni King | Oct 18, 2017 | Enrolling in Medicare, Medicare Part D, part d changes, prescription drug plans, Toni Says
Toni: Last year’s Medicare Open Enrollment season, my husband, Steve and I changed from our Medicare Supplement Plan with a separate Part D plan to a Medicare Advantage PPO plan. We were told that our doctors were in the plan and all of my husband’s diabetic meds...
by Toni King | Oct 3, 2017 | confused about medicare, donut hole, employers dropping medical insurance, initial coverage limit, Long-Term Care, Medicare, Medicare Advantage Plans, medicare changes, Medicare Part C, Medicare Part D, Original Medicare, out of pocket costs, part d changes, prescription drug plans, Toni Says
Toni: Last year, the 2017 Medicare and You handbook did not include the 2017 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole this March. I know it is only September, but I would like to get prepared and really cannot find the...