Retirement Resources

retirement resources

You’ve worked hard for your retirement; now let’s make sure it’s protected. Navigating this new chapter involves more than just picking a plan. It’s about understanding how Social Security, health insurance, and long-term care all fit together.

We created this resource center to be your “one-stop shop” for senior life. Browse retirement resources below or visit one of these other helpful categories:

Confusion over Medicare’s Turning 65 Rule!

Confusion over Medicare’s Turning 65 Rule!

Confusion over Medicare’s Turning 65 Rule!   Toni, My issue regarding how to enroll in Medicare is different than any enrollment problem that I have read in the Toni Says Medicare column. I understand from an email a friend received from Medicare.gov last year...

Can Beginning RMDs Raise Your Medicare Premiums? 

Can Beginning RMDs Raise Your Medicare Premiums? 

Can Beginning RMDs Raise Your Medicare Premiums?   Toni: I am over 73 and began taking my RMDs (required minimum distributions) from my 401K when I turned 72. Could this have had an impact on my Medicare Part B premium increase for 2023? This year my Part B and...

Legal Documents that America Should Not be Without When Aging

Legal Documents that America Should Not be Without When Aging

Legal Documents that America Should Not be Without When Aging   Hi Toni: My husband is retiring at the end of the year, and we are losing so many benefits from his work such as company benefits, life insurance, dental and vision. I know I am missing something...

Self Employed with Retiree Benefits…Why Do I Need Part B??

Self Employed with Retiree Benefits…Why Do I Need Part B??

Self Employed with Retiree Benefits…Why Do I Need Part B??   Good day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different. My wife and I will turn 65, me in March and Carol in May. I have signed up for Medicare Part...

Why Did COBRA Cost Me $40K in Medical Expenses?

Why Did COBRA Cost Me $40K in Medical Expenses?

Why Did COBRA Cost Me $40K in Medical Expenses?   Reader Alert:  Many employer benefit group plans terminate the day you are no longer working full-time.  Explore employer group medical plan rules and options with Medicare if you or your spouse are 65 or older....

Losing Retirement Benefits…Help!!!

Losing Retirement Benefits…Help!!!

Hello Toni, In May, my retiree benefits will be changing, and my husband and I will no longer be covered because we both will be 65. I am afraid that my husband and I will not be medically taken care of since we were forced to make this change and enroll in the...

Retiring…What is OneExchange?

Retiring…What is OneExchange?

Hi, Toni: I am employed by Baker Hughes, looking to retire either later this year or early next year.  I have a Retiree Medical Account, and the money in it will be moved to One Exchange for them to administer the funds.  I am having a difficult time looking online as...

AS A RETIRED TEXAS TEACHER … I AM LIVID!!

AS A RETIRED TEXAS TEACHER … I AM LIVID!!

Dear Toni, As a retired Texas teacher .... I decided to stay on my husband's insurance some 25 years ago when I retired. Fine, TRS said I would never be able to join again. So, I stayed with the TRS Care 2 Aetna group plan to remain on Original Medicare and use my...

Myth or Fact…I’m Losing My Retiree Insurance

Myth or Fact…I’m Losing My Retiree Insurance

Hello Toni, I am a TRS retiree and you are aware that my TRS Aetna Retiree plan was cancelled.  I am concerned that my husband and I are not going to be taken care of medically since we are forced to change to the new TRS Medicare Advantage plan. I have heard from...

Times Running out… Medicare’s Open Enrollment Ends Dec. 7th!!

Times Running out… Medicare’s Open Enrollment Ends Dec. 7th!!

Hello Toni: I recently attended a Medicare Advantage meeting and was going to join with some reservations. After reading your article about the different Parts and Plans of Medicare, I am concerned that this Advantage plan may not be a good fit for me. My question is...

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