You’ve worked hard for your retirement; now let’s make sure it’s protected. Navigating this new chapter involves more than just picking a plan. It’s about understanding how Social Security, health insurance, and long-term care all fit together.
We created this resource center to be your “one-stop shop” for senior life. Browse retirement resources below or visit one of these other helpful categories:
Help, Toni: I have discovered that my employer, CenterPoint, dropped my retiree Medicare group health plan beginning January 1, 2017. What do I do NOW? I am a 69-year old female retiring this October and enrolling in Medicare for the first time. My husband, Paul,...
Toni: I am a retired Texas teacher and I am turning 65 this October. I am absolutely mortified by the TRS changes that I am hearing through the grapevine. My doctor is not accepting Humana Medicare Advantage and I am concerned about future health issues. I have...
Hi Toni: This week, I went to see my primary care doctor and his office said that since Medicare is primary on my insurance, I would have to pay the complete bill and file the claim with Medicare myself. I am 68 years old and decided to retire with a May 1st effective...
Hello Toni: I am turning 65 this September and have great retirement benefits from the company I worked for 20 plus years. I have spoken with HR about what I need to do with enrolling in Medicare and they advised me not to enroll in Part B because I have...
Please enjoy this tribute to the greatest country on the face of this earth, and God Bless everyone that has fought and sacrificed to give us the freedoms that we have today. Have a wonderful and safe 4th of July. Toni Sue
Toni: The past few weeks, I have been receiving emails from the TRTA (Texas Retired Teachers Assoc.) regarding changes with TRS-Care which is the retiree health insurance program. What I have been reading does not seem good for those who are retired under or over 65....
[vifblike] Toni: I am a retired teacher and my Medicare began March 1st. I chose to go with TRS 2 and Original Medicare. I need the flexibility of picking my own medical providers since I am having bypass surgery in a few weeks. The Toni Says team enrolled me in a...
[vifblike] Hello, Toni: My husband and I are currently on Medicare with Part B, a supplement, and Part D coverage. We will be moving overseas for a couple of years. I know that there is no coverage from Medicare for overseas expenses. Is there a way to suspend our...
Toni: For the past two years, my Medicare Part B premiums have gone up. I am over 70 and began taking my RMDs (required minimum distributions) from my 401K. Could this have had an impact on my Medicare Part B premium increase? This year my Part B and Part D...
Husband Retiring…Why Is He Receiving An 11 Year Part B Penalty? Toni: My husband is finally retiring from the company he has worked at since 1995 and now our Medicare nightmare is beginning. Jim’s company has changed ownership many times since he turned 65 in...
