You’ve worked hard for your retirement; now let’s make sure it’s protected. Navigating this new chapter involves more than just picking a plan. It’s about understanding how Social Security, health insurance, and long-term care all fit together.
We created this resource center to be your “one-stop shop” for senior life. Browse retirement resources below or visit one of these other helpful categories:
Know Your Medicare Options. Oil Companies Dropping Retiree Medicare Plans! Help Toni: I am so nervous over what is happening with my husband’s retirement benefits. He worked for Chevron for over 30 year and beginning January 1st we will not have any company benefits....
Wife Enrolls in TRS Medicare… Husband Loses Retirement Benefits…Why? Toni: My wife is a retired teacher and we are both on her TRS-Care Plan and also on my company retiree health insurance which I use for services at MD Anderson since I am...
Medicare Health Plan or Medicare Part D Prescription Drug Plan? Toni: I am retiring January 1, 2017 and am beginning to search for the right Medicare option for me and my wife, who is having breast cancer treatment at MD Anderson. Her cancer treatment drugs...
Your Savings and/or 401K Could Be Wiped Out By Long-Term Care Costs Dear Toni: Recently my 66 year old husband had a massive stroke leaving him unable to take care of himself. Because he is not working fulltime, he has qualified for Medicare with a Medicare...
Life Changing Events That Can Lower Your Part B and Part D Premiums Dear Toni: I lost my job in December when the oil prices began to tank. I was an engineer and my 2014 income, which Medicare used to determine my Part B premium, was over $300,000. Today I received a...
A long term care or chronic illness condition can be very costly Morning, Toni: I am a 68 male retiree with a wife who is turning 65 in May, 2016, and my main concern regarding retiring is how I can pay for a long term care situation without wiping out my 401K? My...
New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex's Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...
Know How to Enroll in Medicare When Losing Your Job!! Toni: I worked for a major oil service company in Fort Bend Cty and Dec.8th I was part of the 8,000 oil industry employees lay off. I turned 65 in June and only have Medicare Part A and delayed Part B because I...
Don’t Wait to Enroll in Part B When Retiring and Enrolling in COBRA! Dear Toni: I am a 62 year old female who was a Vice President of the company which I retired from June of 2014. My husband is 75 and has always been carried on my health insurance policy. I was...
Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for Schlumberger and they are cancelling his retiree Medicare coverage that I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...
