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Can a Long Term Care Illness Be Your Biggest Retirement Expense?

Can a Long Term Care Illness Be Your Biggest Retirement Expense?

by Toni King | Feb 24, 2016 | Long-Term Care, retirement

A long term care or chronic illness condition can be very costly Morning, Toni: I am a 68 male retiree with a wife who is turning 65 in May, 2016, and my main concern regarding retiring is how I can pay for a long term care situation without wiping out my 401K? My...
New Social Security Law Goes Into Effect May 1, 2016

New Social Security Law Goes Into Effect May 1, 2016

by Toni King | Jan 27, 2016 | retirement, Social Security

New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex’s Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...
Layoffs Predicted for 2016…

Layoffs Predicted for 2016…

by Toni King | Jan 14, 2016 | Enrolling in Medicare, Medicare, Original Medicare, retirement

Know How to Enroll in Medicare When Losing Your Job!! Toni: I worked for a major oil service company in Fort Bend Cty and Dec.8th I was part of the 8,000 oil industry employees lay off. I turned 65 in June and only have Medicare Part A and delayed Part B because I...
Self Employed with Retiree Benefits… Why Do I Need Part B??

Self Employed with Retiree Benefits… Why Do I Need Part B??

by Toni King | Jun 24, 2015 | Enrolling in Medicare, Medicare, retirement, Self Employed

Good Day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different.  My wife and I have recently turned 65, me this May and Carol July 8th.  We have signed up for Medicare Part A only. I retired 2 years ago with fantastic...

Oil Companies not Covering Retirees!! Know Your Medicare Options?

by Toni King | Mar 29, 2015 | Medicare, Original Medicare, retirement

Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for Schlumberger and they are cancelling his retiree Medicare coverage that I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...

Don’t Have a Power of Attorney? You Might Have a Big Problem!!

by Toni King | Dec 26, 2014 | retirement

Hi Toni:             My parents are getting older and my sister and I cannot even discuss the subject of wills, living wills or power of attorney for finances or medical with our parents.             I have been told that if we do not have a Power of Attorney in...
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