Will the Social Security Data Breach Affect My Medicare? Reader Alert: A recent “Social Security Data Breach” which has affected 2.9 billion people worldwide. Be cautious if you believe this event could have affected you. Hello Toni: I was watching the...
Social Security

Looking for social security help that actually makes sense? Navigating the complexities of the Social Security Administration can be overwhelming, but getting the right information is the first step toward a secure retirement.
Whether you need help with social security disability claims, are wondering when to start your retirement benefits, or need to understand how spousal and survivor benefits work, we’ve got you covered. Explore our expert articles below to find clear answers to your most common questions and learn how to maximize your lifetime benefits.
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Social Security’s Unique Way of Lowering Medicare Part B/D Premiums
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security stating that I must pay $527.50 for Part B and $70 for Part D totaling $597.50 monthly. The...
“Still Working” … Medicare’s Magic Words for Enrolling in Part B Correctly!!
“Still Working” … Medicare’s Magic Words for Enrolling in Part B Correctly!! Dear Toni, I’m losing the battle with Social Security about me and my wife enrolling in Medicare Part B since I am losing my group benefits effective July 31. I took early retirement during...
Should I Apply for Social Security Disability While Receiving Medicaid?
Should I Apply for Social Security Disability While Receiving Medicaid? Toni: I am a 59-year-old female and in June,2022 I was diagnosed with stage IIIA metastatic breast cancer. A non-profit Cancer program in Houston qualified me under Medicaid (Breast/Ovarian cancer...
Social Security Disability’s Medicare Enrollment Rules
Social Security Disability’s Medicare Enrollment Rules Dear Toni, My husband has met his 24th month of being on Social Security Disability which qualifies him for Medicare. His disability is because of a severe case of Parkinson’s. On August1st his Medicare...
Rules of Medicare and Social Security Confuse Even HR Departments
Rules of Medicare and Social Security Confuse Even HR Departments Hello Toni: I am an HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next...
Turning 65… Help Me Enroll in Medicare with SSA.gov!!
Turning 65… Help Me Enroll in Medicare with SSA.gov!! Hi Toni: I am turning 65 in June and am not working full-time with employer benefits. I was surprised when I called Social Security and the Social Security rep told me to go online to SSA.gov to enroll in Medicare....
Husband Passed Away…Why Is My Medicare Monthly Premium $545?
Husband Passed Away…Why Is My Medicare Monthly Premium $545? Dear Toni: I have been reading your articles regarding COVID-19, being laid off, and enrolling in Medicare properly but I have not read an article on how to lower the Medicare monthly premium if you are not...
Social Security and IRS Scams are Growing!
Social Security and IRS Scams are Growing! Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either call on their cell or home phone or by mail from either Social Security or the IRS...
Social Security Account Suspended…Need to Enroll Medicare Online!!
Social Security Account Suspended…Need to Enroll Medicare Online!! Help Toni: I’m turning 65 in July and last week I tried to open a “My Social Security” account to enroll in Medicare online but my Social Security account is blocked. Two years ago, someone falsely...











