Social Security

social security information on tonisays.com

Looking for social security help that actually makes sense? Navigating the complexities of the Social Security Administration can be overwhelming, but getting the right information is the first step toward a secure retirement.

Whether you need help with social security disability claims, are wondering when to start your retirement benefits, or need to understand how spousal and survivor benefits work, we’ve got you covered. Explore our expert articles below to find clear answers to your most common questions and learn how to maximize your lifetime benefits.

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Do’s and Don’ts of Going to the Social Security Office

Do’s and Don’ts of Going to the Social Security Office

Do’s and Don’ts of Going to the Social Security Office   Morning Toni:             I found that even when all the "i's" are dotted and the "t's" are crossed and the paperwork is filled out correctly that Social Security can still royally screw up.             I...

New Social Security Law Goes Into Effect May 1, 2016

New Social Security Law Goes Into Effect May 1, 2016

New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex's Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...

Rules of Medicare and Social Security  Confuses HR Departments

Rules of Medicare and Social Security Confuses HR Departments

Hello Toni: I am a HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next month he will begin receiving chemotherapy for lung cancer. Not sure...

Filing For Your Ex-Spouse’s Social Security

Filing For Your Ex-Spouse’s Social Security

Divorced!! How Do I File For My Ex-Husband’s Social Security Check?? Hello Toni: About 10 years ago, I was divorced after 25 years of marriage. I was the stay-at-home mom with 4 kids while my husband worked each day and grew his company to over 60 employees. Now that...

Claiming Your Social Security the  Wrong Way is Costly!

Claiming Your Social Security the Wrong Way is Costly!

Toni: I work for local Oil Co and have lost my job. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve just turned 62 and I’ve been told I can begin receiving a Social Security check.  Is this a good option? I’ve been told that I...

How to Enroll in Medicare Correctly and (Somewhat) Easily!!

With 10,000 Baby Boomers turning 65 everyday for the next 18 years, enrolling in Medicare can be very confusing! Most people think that when they turn 65, a magical switch is turned on and poof you are automatically on Medicare! Medicare changed the rules during the...

When Is The Right Time to Start Your Social Security Check??

 Toni: I work for local Oil Co and have lost my job. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve just turned 62 and I’ve been told I can begin receiving a Social Security check. Is this a good option?  Can you explain how to...

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