Do’s and Don’ts of Going to the Social Security Office Morning Toni: I found that even when all the "i's" are dotted and the "t's" are crossed and the paperwork is filled out correctly that Social Security can still royally screw up. I...
Social Security

Looking for social security help that actually makes sense? Navigating the complexities of the Social Security Administration can be overwhelming, but getting the right information is the first step toward a secure retirement.
Whether you need help with social security disability claims, are wondering when to start your retirement benefits, or need to understand how spousal and survivor benefits work, we’ve got you covered. Explore our expert articles below to find clear answers to your most common questions and learn how to maximize your lifetime benefits.
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Can a Divorcee Still Receive Their Ex-Spouse’s Social Security Check?
Qualifying for your Divorced Spouse’s Social Security Benefits Hello Toni: Can you explain how the new rules effect one receiving Social Security benefits from a divorced spouse after the April 29th deadline? Now that the kids have grown, I am not receiving child or...
New Social Security Law Goes Into Effect May 1, 2016
New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex's Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...
NO!! Social Security Cost of Living Increase for 2016… What Happens if You Go Back to Work?
Working And Receiving Your Social Security Check Hello Toni: My husband has recently turned 65, collecting his Social Security check and is going back to work. I’ve heard that he may have to pay his Social Security check back if he earns too much, but he believes that...
Rules of Medicare and Social Security Confuses HR Departments
Hello Toni: I am a HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next month he will begin receiving chemotherapy for lung cancer. Not sure...
Filing For Your Ex-Spouse’s Social Security
Divorced!! How Do I File For My Ex-Husband’s Social Security Check?? Hello Toni: About 10 years ago, I was divorced after 25 years of marriage. I was the stay-at-home mom with 4 kids while my husband worked each day and grew his company to over 60 employees. Now that...
Claiming Your Social Security the Wrong Way is Costly!
Toni: I work for local Oil Co and have lost my job. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve just turned 62 and I’ve been told I can begin receiving a Social Security check. Is this a good option? I’ve been told that I...
How to Enroll in Medicare Correctly and (Somewhat) Easily!!
With 10,000 Baby Boomers turning 65 everyday for the next 18 years, enrolling in Medicare can be very confusing! Most people think that when they turn 65, a magical switch is turned on and poof you are automatically on Medicare! Medicare changed the rules during the...
When Is The Right Time to Start Your Social Security Check??
Toni: I work for local Oil Co and have lost my job. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve just turned 62 and I’ve been told I can begin receiving a Social Security check. Is this a good option? Can you explain how to...
Did You Know Your Congressman Can Help With Your Medicare or Social Security Problems?
Hello Toni: I have a very different Medicare problem than what you usually write about and I hope you can give me some well-needed guidance. On August 15th, I received a delinquent notice from Medicare, which was dated July 27th, about my Medicare premium that I pay...








