Hi Toni: I attended one of your seminars and now I need help with my Medicare/Social Security issue. I am 65 almost 66, “still working” and covered entirely by my company with an HSA insurance plan. I put about $5,000 per year into a tax sheltered account for medical...
Social Security

Looking for social security help that actually makes sense? Navigating the complexities of the Social Security Administration can be overwhelming, but getting the right information is the first step toward a secure retirement.
Whether you need help with social security disability claims, are wondering when to start your retirement benefits, or need to understand how spousal and survivor benefits work, we’ve got you covered. Explore our expert articles below to find clear answers to your most common questions and learn how to maximize your lifetime benefits.
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Divorced?? How to Get Social Security Benefits From an Ex-Spouse??
Hello Toni: About 10 years ago, I was divorced after 25 years of marriage and I was the stay-at-home mom with 4 kids while my husband worked each day and grew his company to over 60 employees. Now that the kids have grown, I am not receiving child or spousal...
What Happens to Our Social Security Checks if My Husband Dies??
Good Morning Ms. Toni: I have been married for 41 years to the same wonderful man. We only have our Social Security checks with a little pension from his job. I am very concern about losing his Social Security check of $1800 a month when he passes away. I get a very...
When Should My Husband Take His Social Security Check??
Toni: My husband has recently been laid off from his job and I am having a real stress moment. He has always provided the main income, but now my job is paying the monthly bills. My husband will not touch his 401K or cash in any CDs. Friends are advising him to go...
Can I Lose Medicaid by Receiving Social Security Disabiltity?
Toni: I have a question regarding Medicare versus Medicaid. It is a question that I have not been able to get an answer to from any resource. I am 58 years old and in April of 2010, I was diagnosed with stage IIIA metastatic breast cancer. I...

