by Toni King | Oct 3, 2017 | employer dropping retiree medical group health, employers dropping medical insurance, Events, Medicare, Medicare Part C, Original Medicare, pre-existing conditions, retirement, Self Employed, Toni Says
Help, Toni: I have discovered that my employer, CenterPoint, dropped my retiree Medicare group health plan beginning January 1, 2017. What do I do NOW? I am a 69-year old female retiring this October and enrolling in Medicare for the first time. My husband, Paul,...
by Toni King | Oct 3, 2017 | Enrolling in Medicare, Medicare, Medicare Advantage Plans, Medicare Part C, Original Medicare, Supplemental Plans, Toni Says, TRS
Toni: Last year, I made a mistake and changed to a Medicare Advantage Plan because I understood from talking with my friends that this PPO plan was like a Medicare Supplement. Boy, was I wrong! I want out!! Most specialists and even the facility that does...
by Toni King | Oct 3, 2017 | confused about medicare, donut hole, employers dropping medical insurance, initial coverage limit, Long-Term Care, Medicare, Medicare Advantage Plans, medicare changes, Medicare Part C, Medicare Part D, Original Medicare, out of pocket costs, part d changes, prescription drug plans, Toni Says
Toni: Last year, the 2017 Medicare and You handbook did not include the 2017 Part D deductibles and “Donut Hole” costs, and I got in the “famous” Medicare donut hole this March. I know it is only September, but I would like to get prepared and really cannot find the...
by Toni King | Aug 30, 2017 | Enrolling in Medicare, Events, Medicare, Original Medicare, retirement, Social Security, Supplemental Plans, Toni Says
Toni: My Medicare begins September 1st and I have received my first bill which is $536. I do not see this Medicare cost anywhere on the Medicare site or in any information I received when I came into the Toni Says office for my Medicare consultation. Am I being...
by Toni King | Aug 30, 2017 | Events, Long-Term Care, Medicare, retirement, Toni Says, TRS
Morning, Toni: I am a 68 TRS retiree with a wife who is turning 65 in May 2018, and my main concern regarding retiring is how I can pay for a long-term care situation without wiping out my TRS pension. My mother is 88 years old and has been living in an assisted...
by Toni King | Aug 3, 2017 | Events, Long-Term Care, Medicare, Medicare Advantage Plans, Toni Says
Hi Toni, I am turning 65 this August and have no idea what I should do because I have lung cancer. Currently I am on a COBRA policy from my old employer with all of my medical bills now being paid because I have met my deductible. I receive all of my care from MD...
