Totally Overwhelmed!

Totally Overwhelmed!

Still Working with Company Benefits  and Totally Overwhelmed! Hello Toni:              Your name was given to me by my company’s benefits administrator in North Carolina to assist me with my Medicare options.  I turned 65 last December, 2015 and now I am concerned...
Can’t Afford to Pay My Medicare Premium Bill…

Can’t Afford to Pay My Medicare Premium Bill…

Can’t Afford to Pay My Medicare Premium Bill… What Can I Do? Toni: My Medicare begins June 1st and I have received my first bill which is $487.20.  This bill is for 4 months from June 1st to September 30th.  I thought Medicare was monthly.  If I pay this amount, then...
Laid Off…Enrolled in Medicare…

Laid Off…Enrolled in Medicare…

Why is My Part B Premium Over $400?   Dear Toni: I lost my job in December when the oil prices began to tank.  I was an engineer and today I received a letter from Social Security stating that I have to pay $389.80 for Part B and $72.90 for Part D, totaling over...
Retiring…Where Should I Focus…

Retiring…Where Should I Focus…

Medicare Health Plan or Medicare Part D Prescription Drug Plan?   Toni:  I am retiring January 1, 2017 and am beginning to search for the right Medicare option for me and my wife, who is having breast cancer treatment at MD Anderson. Her cancer treatment drugs...

Turning 65 with Cancer…

  Turning 65 with Cancer… Is Medicare Advantage Right for Me? Hi Toni, I am turning 65 this August and have no idea what I should do because I have lung cancer.  Currently I am on a COBRA policy from my old employer with all of my medical bills now being paid...