Mom Needs VA Aid for Extra Help at Home

Dear Toni, I have read your column with great interest for years knowing that one day this time would come.  My mother is almost 88 years old and in dire need of help at home with everyday routines, such as bathing, dressing, toileting, shopping and meal preparation. ...

I Did Not Enroll in Obamacare…Will I Get A Penalty?

Good Morning, Toni: I am a 58 year old female who qualified for Social Security Disability this February because I have MS which keeps me from working.  I am waiting for Medicare to begin and because of that I did not enroll in Obamacare.  I think I made a mistake...