Tips to Stay out of the “Donut Hole”!

Toni:             Last year, my mother got into the “donut hole” in October.  I can see from the Part D statement she receives she is rapidly approaching the limit.  She can afford her co pays of $104.00 per month, but not the true prescription drugs cost is $630.00...

Medicare Plan C or Part C??Are They the Same or Different?

 Toni:             I attended your “Confused about Medicare” workshop last Thursday at Leisure Learning.  I do not understand the difference between Original Medicare’s Plan C and Medicare’s Part C.  Why are there 2 difference “C”s? Are there different plans and...

Need Help Understanding My Medicare Options?

Dear Toni, I will be turning 65 on June 23,2013and absolutely don’t know anything about Medicare, how to apply, when to apply where to apply? How to select to what and when?? Which program is good and which one is not? I do have some health problems and am...

Need Help Picking Right Medicare Advantage Plan for Mom!!

Dear Toni:             My mother is retiring and losing her company benefits.  I need help finding a Medicare Advantage plan that can better meet her medical needs.             She receives $1,134 on her Social Security check and cannot afford to purchase a Medicare...