by Toni King | Nov 1, 2012 | Toni Says
Toni: I suspect you have had a number of questions regarding what is the best course for a Texas retired teacher (with expensive medical costs) and spouse to select between two alternatives; a new PPO Medicare Advantage plan or keeping the old plan at a slight...
by Toni King | Oct 21, 2012 | Toni Says
Toni: Last year, I made a big mistake and changed to a Medicare Advantage HMO from my Medicare Supplement and I want out!! I cannot even get a MRI with this company. I am in Galveston County and most of the doctors are not accepting these plans. What can...
by Toni King | Oct 21, 2012 | Toni Says
Toni: This year, my mother got into the “donut hole” in September. It has financially devastated her and she almost stopped taking her prescriptions. She can afford her co pays of $80.00 per month, but it shows on her statement that the true...
by Toni King | Sep 29, 2012 | Supplemental Plans, Toni Says
Toni: I have been receiving different insurance companies marketing material and I am confused about the difference between a Medicare Supplement and a Medicare Advantage Plan. They all seem to be the same. How are we supposed to understand all of...
by Toni King | Sep 16, 2012 | Toni Says
Dear Toni: I am a disabled Viet Nam Vet and am finally turning 65 this November. I am just completely confused and really not sure with what I should do. I use Michael DeBakey VA Center for all of my Doctor visits and prescriptions. I...
by Toni King | Aug 27, 2012 | Toni Says
Dear Toni, I have a Medicare question that affects my husband and me personally: He turns 65 on April 27, 2013. He plans on working until he is 66. As I understand it, his basic Medicare A kicks in at 65? Right? Then he waits until he’s ready to...
