Does A Medicare Supplement Have A PPO Network?

Dear Toni:

I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his company health plan.

I am being bombarded by Medicare marketing material regarding different types of Medicare plans that are either HMO or PPO. Friends have told me that a PPO plan is the same as a Medicare Supplement because if your doctor is not in the network, then you can go out of network. With my husband and I visiting doctors in a certain hospital network, it is vital that we keep our doctors. Please explain as I do not want to make a serious mistake in choosing the right type of plan for our Medicare needs. Thanks, Josie from Tampa, Florida

Josie:

You were given WRONG information!  Medicare Supplements and Medicare Advantage PPO plans which your friends are referring to are completely different types of Medicare policies.