Left Employer Benefits Now I Have a Medicare Part D Penalty…Why??

Hello Toni:

I made a terrible mistake last April when I was no longer being covered by my employer group health plan due to retiring.  I had a telemarketing agent help me find a Medicare Supplement which began April 1, 2020.  No one told me that I had a specific amount of time to enroll in my Medicare Part D plan. I have a serious health issue with Crones disease and have had a liver transplant in the past and should have enrolled at that time for my Medicare Part D.

When I enrolled in July for a new Medicare Part D plan, I was denied because did I not apply on time.  I take Stelara which is over $2,000 a month that I now must pay on my own.

I now am 70 years old and have been told that my Part D penalty for not enrolling in Medicare Part D will be $.3274 X 60 months since my Part A began 5 years ago. I cannot believe…