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ToniSays

3 Sugar Creek Center Blvd.
Suite 100

Sugar Land, Texas 77478

info@tonisays.com

832-519-8664

Dear Toni:
I am writing this letter to thank you for all you help to me when I was searching for an insurance company to replace my old policy that had been dropped by my doctor’s office.
In order to continue to use my doctor, I had no choice but to find another insurance company that my doctor would accept.
I can assure you that without your knowledge and expertise, I would have been lost in finding an insurance company that had the benefits that I needed. Again, I want to thank you for your advice and guidance and to let you know how pleased I am with my new insurance company.

McClain

2025 Medicare Deductibles and Premiums Released

2025 Medicare Deductibles and Premiums Released   Hello Toni: In the new Medicare & You Handbook that I received about a month ago, I cannot find what the 2025 Medicare costs and premiums will be. I would like to know this information because I have been...

Turning 65 and Still Working…I have Medicare Questions??

Turning 65 and Still Working…I have Medicare Questions?? Hello Toni: I have a few questions about enrolling in Medicare since I am turning 65 this January. 1) Will my Medicare start automatically in January since I am still working? 2) If I retire when I’m 67, do I...

Major Change to Donut Hole for 2025

Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...

How to inform Medicare that your income is lower.

How to inform Medicare that your income is lower   Dear Toni, I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72 and my Medicare premium in 2024 is $454.20 for Part B and $53.80 for Part D. Did taking my RMD with my Social...

I received a 250% premium increase on my 2025 Part D plan…Help!!

I received a 250% premium increase on my 2025 Part D plan...Help!!   Toni: I received my new 2025 Part D premium with the plan increase going up by 250% from $25.00 a month to over $60.00. I was informed that my diabetic insulin and one of my high blood pressure...
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