Enroll in Medicare the Correct Way!! Dear Toni: I am retiring in February when I turn 65 and will need to enroll in Medicare Parts A and B with a Medicare Supplement and a Part D prescription drug plan. My husband, James, is 72 and has heart issues so, he enrolled in...

Losing Employer Benefits with Dental and Enrolling in Medicare…What Do I Do?   Dear Toni, I will be eligible for Medicare in July and am now receiving cancer treatment. I am currently on my ex-employer’s COBRA and searching for dental care when I go on Medicare...

What’s the difference in home health care and at-home care? Dear Toni, I need your help regarding my parents who are in their late 80s. My mother has been disabled with Parkinson’s for the past 3 years and my father has been her caretaker, but due to his recent heart...

What is Medicare’s General Enrollment Period? Toni: I turned 65 in June, 2 years ago and did not enroll in Medicare because I do not have any health issues. A friend advised me to enroll in Medicare during Medicare’s Annual Enrollment Period. I received a letter...

Why am I paying more for my 2025 Part D premium!! Dear Toni: In December 2016, you assisted me and my husband Gary in leaving my employer’s benefits. We enrolled into Medicare Part B with a Medicare Supplement and Part D prescription drug plan with all beginning...