Major Change to Donut Hole for 2025

Major Change to Donut Hole for 2025

Major Change to Donut Hole for 2025 Toni: I understand that there is a major change to the 2025 Medicare Part D plan with the “Donut Hole” going away. I’m concerned because this year, I entered the donut hole in July and will exit it in November. This month’s Part D...
What Life Insurance Plans Are Offered after 65?

What Life Insurance Plans Are Offered after 65?

What Life Insurance Plans Are Offered after 65? Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. Please let your Toni Says Medicare column readers know other ways hospice comforts the caregiver when...
Are You Prepared for a Life-Changing Event?

Are You Prepared for a Life-Changing Event?

Are You Prepared for a Life-Changing Event?   Hi Toni: Recently, I had a bad car wreck and ended up with only a minor concussion from hitting the windshield. My wife was not hurt. I am 55 years old and have not thought about long-term care planning due to a life...