Toni Says® Archives - ToniSays
Can Mom Qualify for Home Healthcare?

Can Mom Qualify for Home Healthcare?

Can Mom Qualify for Home Healthcare? Dear Toni:  Help!!! My mother-in-law is 85 and lives in an independent living facility on her own. After hospitalization in November, she needs 24-hour medical care when she went home. We were told by the hospital and the staff at...
Medicare Part D Penalty Costs What??

Medicare Part D Penalty Costs What??

Medicare Part D Penalty Costs What?? Hello Toni: I made a terrible mistake last April when I was no longer covered by my employer group health plan due to retiring. I had a telemarketing agent help me find a Medicare Supplement which began April 1, 2021. No one told...
Turning 65 …Is Medicare Annual Enrollment Time for Me?

Turning 65 …Is Medicare Annual Enrollment Time for Me?

Turning 65 …Is Medicare Annual Enrollment Time for Me?   Toni, I turn 65 in April and am overwhelmed by all the mail I am getting this year for Medicare Annual Enrollment. What do I do? The mail from companies says theirs is the best, but they all offer the same thing...
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