![Enrolling in Medicare Part B the Wrong Way is Stressful!](https://tonisays.com/wp-content/uploads/2022/02/a-stressful-woman-2022-02-05-02-26-07-utc.jpg)
![Enrolling in Medicare Part B the Wrong Way is Stressful!](https://tonisays.com/wp-content/uploads/2022/02/a-stressful-woman-2022-02-05-02-26-07-utc.jpg)
![Social Security and IRS Scams are Growing!](https://tonisays.com/wp-content/uploads/2021/04/female-hand-holding-phone-with-incoming-call-from-SRQQGK9.jpg)
Social Security and IRS Scams are Growing!
Social Security and IRS Scams are Growing! Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either call on their cell or home phone or by mail from either Social Security or the IRS...![Stress Changing Medicare Plan](https://tonisays.com/wp-content/uploads/2021/02/shutterstock_1195998586.jpg)
Stress Changing Medicare Plan
Stress Changing Medicare Plan Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking phone call. He talked me into plan K to save some money since I was in good health and could answer the...![Have an Emergency Survival Plan in Place Due To COVID-19?](https://tonisays.com/wp-content/uploads/2020/06/car-driving-in-a-rain-storm-with-blurred-red-light-PSBSMCK.jpg)
Have an Emergency Survival Plan in Place Due To COVID-19?
Have an Emergency Survival Plan in Place Due To COVID-19? Toni: We are new to the Houston area and Hurricane Harvey absolutely stressed my wife, Joy, to almost having a nervous breakdown. In February, she turned 65 and now is obsessed that if we get caught in a...![What!! My Medicare Part B or D Penalty Is Forever?](https://tonisays.com/wp-content/uploads/2020/01/shutterstock_600551528.jpg)