Why Did Medicare Deny My Medical Claim?

Dear Toni,

My husband recently was laid off from his job and I needed to sign up for Medicare Part B. I only signed up for Medicare Part A when I turned 65 because his company insurance was excellent. When I went to the local Social Security with the “Request for Employment Information” signed by my husband’s HR department to enroll in Medicare Part B and avoid the “famous” Part B penalty; I asked if I needed to do anything else. I was told I was all set and will receive my new Medicare card in the mail with both Medicare Part A and B dates in a few weeks.

It was not until I went to my cardiologist in January that I had my Medicare claim denied and discovered that my husband’s company insurance was still listed as primary. Now my nightmare begins…