Apr 20

I Did Not Enroll in Obamacare…Will I Get A Penalty?

Good Morning, Toni: I am a 58 year old female who qualified for Social Security Disability this February because I have MS which keeps me from working.  I am waiting for Medicare to begin and because of that I did not enroll in Obamacare.  I think I made a mistake because the enrollment has ended …

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Apr 18


Good Morning Ms. Toni:             The first week, my wife and I had moved to Houston, I had a wonderful surprise in my front yard and there was your Medicare column discussing different Medicare option for someone who has cancer.               I am 70 years old and go to MD Anderson for colon cancer. …

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Apr 17

Medicare Says…Don’t Wait to Enroll In Part B with COBRA

Dear Toni: I just lost my job and I have had coverage through my job on myself and my husband who is a cancer patient. I am 70 and my husband is 69. My question is:  If we elect to take COBRA, should we enroll in Part B of Medicare or wait until COBRA ends …

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Apr 05

Do Veterans Using the VA Qualify for Medicare??

Dear Toni:             I am a Viet Nam Vet, turning 65 this September. Recently, I was at the VA and someone told me that if I use the VA for my Medicare benefits that I cannot enroll in Medicare.  I’ve also been told that if I don’t enroll in Medicare I will get a penalty …

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