Dear Toni,

I’d like to thank you for your incredible expertise in helping me to understand the confusing world of Medicare.  I have been following your articles in a local community newspaper for many years, so when it came time for me to sign up for Medicare, I knew just the right person to contact.  You are awesome!  Due to your thorough knowledge of Medicare and with your guidance, I have a complete feeling of peace knowing that I am enrolled in the appropriate Medicare Plans for me.  Your passion and mission in helping others is a true gift to everyone you have helped over the years.  God bless you!

Sally

Hello ToniSays,

Kary from Houston, TX

I know you’re working on updating your website, but I wanted to share our testimonial of how much you have helped my wife and I with both Social Security and Medicare.  Please feel free to post this in your “What People Are Saying…..”

We started planning for our retirement several years ago, and learned about your Social Security seminar that you hold at Sugar Creek Baptist Church.  We’ve attended your seminar every year since, and always learned to better understand the in’s and out’s of Social Security and Medicare.  All that planning paid off when it finally became time for us to initially file for Social Security, and last year for Medicare.  We soon found out that when it came to Medicare Medi-Gap insurance and prescription services, you always looked out for what was best for us.

But as with anything you do for the first time, there was a lot of worrying that we had overlooked a minor detail that would live with us the rest of our retirement.  We had watched our parents manage to barely get by with their Social Security benefits and struggled with the changes in medical care as they began their lives with Medicare.

But you have always been there for us, to guide us through the maze.  I saw where someone recently said you’re the Zen Master of Medicare, and you are.  And even when we’d completed the forms correctly and we just needed your assurance that we’d done it right, you were always there.  Almost like the woobie blanket from Mr. Mom.”

“Thank you so much!”

John S.

After reviewing the material from one of Toni’s “Confused About Medicare” seminars that I attended in 2013 and doing a bit of my own research, I became concerned about the guidance regarding Medicare Supplemental Insurance that was being provided to me by the brokerage firm that had been engaged by my company.  The representative with whom I was working just did not seem to understand or appreciate the nuances associated with enrolling a person, such as my spouse, with medical issues who had had Part B in effect for many years.

I contacted Toni and got an immediate response.  She completely understood the situation and gave sound advice as to how we should proceed.   I would like to point out that Toni provided this guidance believing that we would be enrolling through my company-engaged brokerage firm.

Since I did not have a high degree of confidence in how my company-engaged representative would handle our special situation, I made an appointment with Toni to enroll both of us.   Prior to our appointment, I did a bit of research on my own and thought I had found the best plan for myself, but this was not the case and my particular situation was rather typical.

It really does take an expert, such as Toni, to provide additional clarity to make an informed decision.”

Sally

Thanks for the ebook. I had sent you an email earlier to an address (toni@tonisays.com) that my oldest friend, Steve P, had given me. He consulted with you about entering the Medicare maze, and suggested I get in touch. My 65th birthday is Aug. 5. I did a little checking and jeez, you’re the zen master of Medicare in the Houston area!!

I live in Austin currently, but travel to Houston regularly. Steve said you did do some individual client consulting, so if that is possible, I would like to visit with you.”

Best regards,

Kelly B

Lou and Patti