Is At-Home Recovery After a Transplant Covered by Medicare?
Is At-Home Recovery After a Transplant Covered by Medicare? Dear Readers: This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery...
How Do I Enroll in Medicare?
How Do I Enroll in Medicare? Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my...
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!
Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem! Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November, I found a new job with benefits and terminated my Medicare Part B. In...
Why Enrolling in Medicare Part D is Important!
Why Enrolling in Medicare Part D is Important! Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the vaccination to have a $0 copay or pay $200. I thought all vaccinations and immunizations are...
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums
Social Security’s Unique Way of Lowering Medicare Part B/D Premiums Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security stating that I must pay $527.50 for Part B and $70 for Part D totaling $597.50 monthly. The...
How To Avoid the Medicare Part D Penalty!!
How To Avoid the Medicare Part D Penalty!! Hello Toni: I read your article about how ignoring Medicare rules is Costing Americans millions and I believe I have made a mistake because I have not enrolled in a Medicare Part D prescription drug plan. I need your help! I...
Confusion over Medicare’s Turning 65 Rule!
Confusion over Medicare’s Turning 65 Rule! Toni, My issue regarding how to enroll in Medicare is different than any enrollment problem that I have read in the Toni Says Medicare column. I understand from an email a friend received from Medicare.gov last year...
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan?
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan? Toni: Last year during Medicare’s Annual Enrollment, both my husband and I qualified for a Medicare Supplement Plan G over the phone from a telemarketing call. The supplement has never...
Exploring the Myths of Medicare
Exploring the Myths of Medicare Dear Toni, I have been following your Toni Says Medicare column in my local newspaper to learn about Medicare. This week I discovered online information discussing different myths of Medicare that confused me even more. I have...
Is It Medicare Time for Me if I’m Turning 65 in March?
Is It Medicare Time for Me if I’m Turning 65 in March? Toni, I turn 65 in March and overwhelmed by the overload of marketing calls/mail I am getting regarding enrolling in Medicare. Each company says theirs is the best, but they all offer the same thing with dental,...
Major Change to Medicare Part D in 2024?
Major Change to Medicare Part D in 2024? Toni: This year, I got into the Medicare “Donut Hole in July and got out of it in September. I am not sure what I will pay when I leave the Donut Hole? I can see from the Part D monthly statement that my prescription...
Medicare Premiums and Deductibles Increase in 2024
Medicare Premiums and Deductibles Increase in 2024 Hello Toni: I have recently enrolled in Medicare and received my 2024 Medicare and You handbook and cannot find what the 2024 Medicare costs will be? Do you have any idea what the new Medicare costs are? Thank...