Enrolling in Medicare Part B the Wrong Way is Stressful! Hello, Toni: My husband retired several years ago when he turned 65. He enrolled in Medicare Part A but declined Part B because I put him on my Blue Cross Blue Shield policy provided by my employer. Lately I...
Social Security and IRS Scams are Growing! Reader Alert: Recently, I have been informed from several clients during a Toni Says® Medicare consultation that they have received either call on their cell or home phone or by mail from either Social Security or the IRS...
Stress Changing Medicare Plan Morning Toni: When I first got Medicare, I picked a Medicare supplement plan F. Two years ago, I was approached by a telemarking phone call. He talked me into plan K to save some money since I was in good health and could answer the...
Have an Emergency Survival Plan in Place Due To COVID-19? Toni: We are new to the Houston area and Hurricane Harvey absolutely stressed my wife, Joy, to almost having a nervous breakdown. In February, she turned 65 and now is obsessed that if we get caught in a...
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...