How To Avoid the Medicare Part D Penalty!!
How To Avoid the Medicare Part D Penalty!! Hello Toni: I read your article about how ignoring Medicare rules is Costing Americans millions and I believe I have made a mistake because I have not enrolled in a Medicare Part D prescription drug plan. I need your help! I...
Major Change to Medicare Part D in 2024?
Major Change to Medicare Part D in 2024? Toni: This year, I got into the Medicare “Donut Hole in July and got out of it in September. I am not sure what I will pay when I leave the Donut Hole? I can see from the Part D monthly statement that my prescription...
Can A Clinical Trial Prescription Drug Avoid the Donut Hole?
Can A Clinical Trial Prescription Drug Avoid the Donut Hole? Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I’m fighting stage 3 kidney cancer and the prognosis is good since I am participating in a clinical trial for a new...
What is Medicare’s “creditable” prescription drug coverage?
What is Medicare’s “creditable” prescription drug coverage? Hello Toni: I turned 65 in August 2021, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to cover...
Treat Medicare Part B Like It’s Gold…Enroll the Correct Way!!
Treat Medicare Part B Like It’s Gold…Enroll the Correct Way!! Dear Toni: I have decided to retire when I turn 65 in September and will need to enroll in Medicare Parts A and B with a Medicare Supplement and Part D prescription drug plan. My husband, Tom is...
