A long term care or chronic illness condition can be very costly Morning, Toni: I am a 68 male retiree with a wife who is turning 65 in May, 2016, and my main concern regarding retiring is how I can pay for a long term care situation without wiping out my 401K? My...
New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex’s Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...
Know How to Enroll in Medicare When Losing Your Job!! Toni: I worked for a major oil service company in Fort Bend Cty and Dec.8th I was part of the 8,000 oil industry employees lay off. I turned 65 in June and only have Medicare Part A and delayed Part B because I...
Good Day, Toni: We saw your answer about Medicare Part B in an article online and our situation is different. My wife and I have recently turned 65, me this May and Carol July 8th. We have signed up for Medicare Part A only. I retired 2 years ago with fantastic...
Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for Schlumberger and they are cancelling his retiree Medicare coverage that I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...
Hi Toni: My parents are getting older and my sister and I cannot even discuss the subject of wills, living wills or power of attorney for finances or medical with our parents. I have been told that if we do not have a Power of Attorney in...