Understanding Long Term Care

Which Long Term Care option is right for you?

Educational Video Library

Laid-Off …What Are My Medicare Options?

Laid-Off …What Are My Medicare Options?

Laid-Off … What Are My Medicare Options?   Hello Toni: My husband, David, has been laid-off because of what is happening to the economy and rising gas prices. He is 68 and has never enrolled in Medicare. I am turning 65 this September and we both are covered under his...

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America Get Prepared! Hurricane Season Starts June 1st!!

America Get Prepared! Hurricane Season Starts June 1st!!

America Get Prepared! Hurricane Season Starts June 1st!! Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we live over 10 miles away from her. What can we do to be prepared...

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Is At-Home Recovery After a Transplant Covered by Medicare?

Is At-Home Recovery After a Transplant Covered by Medicare?   Dear Readers:  This week, I received a text message from a local Toni Says Medicare client that I would like to share with you. The text reads: Toni: I need to put together a 24/7 home care recovery...

How Do I Enroll in Medicare?

How Do I Enroll in Medicare?   Hello Toni: I am turning 65 in July and am bombarded with mail and telemarketing calls. I am not receiving Social Security and a friend who just got Medicare is receiving her Social Security check. Do I have to be receiving my...

Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!

Terminated Medicare Part B 5 Years Ago…Now I Have a Gigantic Problem!   Toni: Five years ago, when I was laid off, I enrolled in Medicare Parts A&B when I turned 65 in August. By November, I found a new job with benefits and terminated my Medicare Part B. In...

Why Enrolling in Medicare Part D is Important!

Why Enrolling in Medicare Part D is Important!   Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the vaccination to have a $0 copay or pay $200. I thought all vaccinations and immunizations are...

Social Security’s Unique Way of Lowering Medicare Part B/D Premiums

Social Security’s Unique Way of Lowering Medicare Part B/D Premiums   Dear Toni, I turned 65 in November and enrolled in Medicare. I received a letter from Social Security stating that I must pay $527.50 for Part B and $70 for Part D totaling $597.50 monthly. The...
Prescription Drug Survival Guide

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