Does A Medicare Supplement Have A PPO Network? Dear Toni: I am turning 65 in July and my husband is retiring January 2021. Both of us are covered by his company health plan. I am being bombarded by Medicare marketing material regarding different types of Medicare...
Can I Change My Medicare Advantage Plan After the Dec. 7th Deadline? Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $220 a month and was going to join. A friend introduced me to your articles explaining...
Is an MSA Like an Employer HSA Plan? Morning Toni: Never have I seen this question asked in your column. I am leaving employer’s insurance and have an HSA that has a $5000 deductible before the group health plan will begin to pay. I would like to know if there is a...
How Can I Leave Medicare Advantage Plan and Return to Original Medicare? Toni: Last year, I made a mistake and changed to a Medicare Advantage Plan because I understood from talking with my friends that this PPO plan has an in-network and out of network provider and...
Medicare Annual Enrollment! What Do I Do? Dear Toni, This is my first Medicare Annual Enrollment and I don’t know anything about this process? Which program is good, and which one is not? I do have some health problems and am concerned I am making the correct...
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan? Toni: Last year during Medicare’s Annual Enrollment, both me and my husband qualified for a Medicare Supplement Plan G over the phone from a telemarketing call. The supplement has never paid a...