Why Enrolling in Medicare Part D is Important! Toni: I was told to receive a shingles vaccination; I need to be enrolled in a Part D prescription drug plan for the vaccination to have a $0 copay or pay $200. I thought all vaccinations and immunizations are...
What is Medicare’s “creditable” prescription drug coverage? Hello Toni: I turned 65 in August 2021, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to cover...
Medicare Part D Penalty Costs What?? Hello Toni: In April, I retired and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022 No one told me that I had a specific amount of time to enroll in my Medicare Part D plan. I have a serious...
October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Does Medicare Approve Clinical Trial Prescription Drug Programs? Toni: I turn 65 in May and am covered by my wife’s employer group health insurance. I am fighting stage 3 kidney cancer and the prognosis is good since I am participating in a clinical trial for a new...