$$Millions$$ Stolen from a “Granny Scam”!
$$Millions$$ Stolen from a “Granny Scam”! Hello Toni, Recently a local news channel exposed a “granny scam” which stole $thousands from an elderly woman who thought her adult daughter had been kidnapped. This is the second scam that I have heard about recently. A...
What Are “Patient Rights” for Original Medicare?
What Are “Patient Rights” for Original Medicare? Dear Toni: I need your help regarding my husband’s parents who are in their late 80s. My mother-in-law has been sick for the past 3 years and my father-in-law has been her caretaker. He now has health issues and was...
Why Is My Medicare Premium an Extra $499?
Why Is My Medicare Premium an Extra $499? Toni: My husband, John and I need your guidance because I believe I have made a mistake enrolling in Medicare. Last year, John was laid off and lost his employer health insurance. I have enrolled in Medicare since I am...
Laid-Off …What Are My Medicare Options?
Laid-Off … What Are My Medicare Options? Hello Toni: My husband, David, has been laid-off because of what is happening to the economy and rising gas prices. He is 68 and has never enrolled in Medicare. I am turning 65 this September and we both are covered under his...
Rules of Medicare and Social Security Confuse Even HR Departments
Rules of Medicare and Social Security Confuse Even HR Departments Hello Toni: I am an HR Manager for a local oil service company and have a question about an employee. He is turning 65 and is still working full time. His situation is a little different because next...
Losing Employer COBRA with Dental Benefits and Enrolling in Medicare…What Do I Do?
Losing Employer COBRA with Dental Benefits and Enrolling in Medicare…What Do I Do? Toni, I will be eligible for Medicare in July and am now receiving cancer treatment from MD Anderson. I am currently on my ex-employer’s COBRA and searching for dental care when I go on...
America Get Prepared! Hurricane Season Starts June 1st!!
America Get Prepared! Hurricane Season Starts June 1st!! Toni: In August 2017, Hurricane Harvey absolutely devastated my wife. Now, her 84-year-old mother is living in an assisted living facility, and we live over 10 miles away from her. What can we do to be prepared...
Help…. Doctor Is Not Accepting Medicare?
Help…. Doctor Is Not Accepting Medicare? Hi Toni: This week, I went to see my primary care doctor and his office manager informed me that they are no longer accepting Medicare. I recently enrolled in Medicare and will have to pay upfront the complete bill and be...
Doctor’s Advice…Get Traditional Medicare…What’s That?
Doctor’s Advice…Get Traditional Medicare…What’s That? Good morning, Toni: Have been reading your column for over a year and now I need some Medicare help. I am retiring and turning 65 in October. I had a triple bi-pass in January of this year. Last week I talked...
Turning 65… Help Me Enroll in Medicare with SSA.gov!!
Turning 65… Help Me Enroll in Medicare with SSA.gov!! Hi Toni: I am turning 65 in June and am not working full-time with employer benefits. I was surprised when I called Social Security and the Social Security rep told me to go online to SSA.gov to enroll in Medicare....
Need to Stop My Medicare Part B!!
Need to Stop My Medicare Part B!! Toni: I have just enrolled in Medicare Parts A&B because I turned 65 in January. I am currently working with my husband and myself covered under my employer plan. I am being charged a much higher premium for Medicare because our...
Frequently Asked Toni Says® Medicare Questions
Frequently Asked Toni Says® Medicare Questions This week’s Toni Says Medicare column has a different twist and consists of frequently asked Medicare questions from Toni Says® readers around the United States. Thank you from the Toni Says® team for allowing us...