Medicare’s Rule About Changing Your Medicare Advantage Plan After January 1st
Medicare’s Rule About Changing Your Medicare Advantage Plan After January 1st Hello Toni: I recently attended a Medicare Advantage meeting because my Medicare Supplement Plan F is costing me $260 a month and was going to join. A friend introduced me to your...
Why Is My Medicare Part B Premium $615?
Why Is My Medicare Part B Premium $615? Dear Toni, I have been reading your articles regarding turning 65, being laid off, and enrolling in Medicare properly but I have not read an article on how to lower my Medicare monthly premium. I need help. I turned 65 in...
Medicare Part D Penalty Costs What??
Medicare Part D Penalty Costs What?? Hello Toni: In April, I retired and had a telemarketing agent help me find a Medicare Supplement which began May 1, 2022 No one told me that I had a specific amount of time to enroll in my Medicare Part D plan. I have a serious...
Know Your Medicare Annual Enrollment Options!!
Know Your Medicare Annual Enrollment Options!! Dear Toni: I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Medicare Supplement Premium Is Out-of-Control!! When Can I Change?
Medicare Supplement Premium Is Out-of-Control!! When Can I Change? Toni: We have received a 20% increase for our Plan F Medicare Supplement that is effective October 1. I am a 70-year-old female in good health, but my husband is undergoing cancer treatment. Also,...
Are Medicare Supplements and Medicare Advantage PPO Plans the Same?
Are Medicare Supplements and Medicare Advantage PPO Plans the Same? Dear Toni: What is the difference between a “Medicare Supplement” and a “Medicare Advantage PPO" plan? I am turning 65 and I am being bombarded with marketing material. Friends have told me that a...
Tips to Taking the Stress Out of Medicare Annual Enrollment
Tips to Taking the Stress Out of Medicare Annual Enrollment Toni: Read in your column last week that there is only 3 weeks to the Medicare Annual Enrollment period. I’m really confused on what I need to do. I am receiving so much mail that I am stressed about...
Will A Medicare Advantage Plan with Prescription Drugs Prevent the “Extra” Part D Premium?
Will A Medicare Advantage Plan with Prescription Drugs Prevent the “Extra” Part D Premium? Hello Toni: I am turning 65 in October, self-employed and my income is over $250K. Recently I received a letter from SSA telling me that my monthly Medicare Part B premium of...
Does Medicare Pay for Diabetic Supplies?
Does Medicare Pay for Diabetic Supplies? Dear Toni: I am diabetic and I order my diabetic supplies from a mail-order program through my employer's benefits. Recently, I have been laid off and had to enroll in Medicare. How do I receive my diabetic supplies because I...
Help!! Medicare Is NOT Paying My Medical Claims!!
Help!! Medicare Is NOT Paying My Medical Claims!! Dear Toni, My husband recently retired from his job and because I am over 65, I needed to sign up for Medicare. I had to go to the local Social Security office with the Request for Employment Information form (CMS...
Should I Enroll in Medicare When Turning 65?
Should I Enroll in Medicare When Turning 65? Hello Toni: I am turning 64 soon and have not started receiving my Social Security check. I am still working full time but do not have company benefits. I am confused because I do not have Social Security and not sure how...
Social Security Disability’s Medicare Enrollment Rules
Social Security Disability’s Medicare Enrollment Rules Dear Toni, My husband has met his 24th month of being on Social Security Disability which qualifies him for Medicare. His disability is because of a severe case of Parkinson’s. On August1st his Medicare...
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