[vifblike] Hi Toni, I follow your column and clip them for future reference. I am now approaching 65 in August. I need to enroll in Medicare and learn the plan differences between Medicare and an Advantage Program I am considering. I understand I can sign up at Social...
[vifblike] Toni: Thank you so much for taking my phone call this morning. My husband and I signed up in December 2016 for Medicare Part B with the understanding that once I retired I had 60 days to obtain supplemental insurance. I just happened on your Medicare...
Toni: Now that I’ve been laid off, the Toni Says Medicare/Social Security column was given to me to begin understanding what my retirement options are. I’ve filed for unemployment and it will not even begin to pay my monthly bills. I’ve been told I can begin...
Medicare’s… Enrollment Check-List!! Hello Toni: My husband, David, has been laid off because of what is happening to oil companies in the Houston area. He is 68 and has never enrolled in Medicare, but I am turning 65 in November. We both are covered under his...
Qualifying for your Divorced Spouse’s Social Security Benefits Hello Toni: Can you explain how the new rules effect one receiving Social Security benefits from a divorced spouse after the April 29th deadline? Now that the kids have grown, I am not receiving child or...
New Social Security Law Goes Into Effect May 1, 2016… What Benefits are You Losing? Morning Toni: I understand I can file on my ex’s Social Security benefits, and then postpone my Social Security check (file and suspend) and I could get 8% more per year on my...