October 15 Is Coming….Know Your Medicare Options!! Dear Toni: I turned 65 in Feb and did not enroll in a Medicare Prescription Drug plan. I’ve been told that I must wait until October for Medicare’s Annual Enrollment time. I need help now because I have been...
Why Is Medicare Denying Paying for My Doctor Visit? Hello Toni: I have a $900 doctor bill with a new cardiologist and Medicare says they will not pay? I recently retired and enrolled in Medicare and a Medicare supplement for the freedom to pick my own doctor! This...
Self Employed…Should I Enroll in Medicare Part B?? Hello Toni: I need your help about enrolling in Part B or delaying it. I am self-employed with no employees, turning 65 with an individual Blue Cross/Blue Shield health plan that covers me and my wife. I have...
Telehealth Is Exploding Due to COVID-19 Social Distancing! Toni: My 86-year-old mother with Alzheimer’s needs 24-hour care and lives in a personal care home. She is enrolled in a Medicare Advantage HMO and taking her to the doctor is quite an ordeal. Friends have...
Mom Has to Pay 100% for Skilled Nursing Stay…Why? Dear Toni, Please explain why my Mom must pay 100% for her Skilled Nursing stay. She recently slipped and fractured her back requiring surgery and a back brace. She was released from the hospital after only a 2-day...