Dear Toni: I am a Viet Nam Vet, turning 65 this September. Recently, I was at the VA and someone told me that if I use the VA for my Medicare benefits that I cannot enroll in Medicare. I’ve also been told that if I don’t enroll in Medicare I will get a...
Hello Toni: I have your Medicare Survival Guide, but I still am confused on an issue. My husband retired from an oil company with full benefits. We have both turned 65 this year and will now be going on Medicare. His company has automatically enrolled...
Dear Toni: “I turned 65 in Feb and did not enroll in a Part D, Prescription Drug plan. I’ve been told that I have to wait until Medicare’s Open Enrollment time to enroll in a Part D Prescription drug plan and even a Medicare Advantage plan. I thought I could...
Help Toni: I am so nervous over what is happening with my late husband’s retirement benefits. He worked for IBM and they are cancelling his retiree Medicare coverage which I am covered with. What do I do NOW?? I am a 73year old female who has never purchased...
Reader Alert: 8 weeks to October 15th…Medicare’s Open Enrollment Countdown… Dear Toni: I am 68 and have been on Medicare for 3 years with the same $0 premium Medicare Advantage HMO that has Medicare Prescription Drug plan included but recently I received a...